Born and raised in Southern California. I attended Cal State Fullerton. I currently hold licenses with DOC, DRE, and NMLS. I have been a Residential Mortgage Originator since 1993 in the Southwest Riverside County Area. Over the years of originating, I also became involved in Branch Management in 1996. I was named “Top Originator of the Year” at my former company in 2004, 2005, 2008, and 2009. I have closed over 2,000 mortgage requests since 1993. This has enabled me to be proficient with everyone from the First-Time Homebuyer to the most accomplished High-Net-Worth Borrowers.
My Value Propositions to you as my Continued or Future Client. 1) I strive to close your mortgage on-time, along with delivering highly competitive terms. 2) I strive to be available after-hours and on weekends. 3) I strive to issue Weekly Written Friday Updates for all loans in-escrow to all realtors/builders and Verbal Thursday Updates to all consumers. 4) Most importantly, I strive to provide a professional, knowledge-filled, and smooth mortgage experience throughout the entire mortgage process.
Currently, I am the Preferred Lender for several Flip Investor Firms, Large Real Estate Offices, and several of the Top 25 Realtors in the local Southwestern Riverside County Area. These relations along with being Pre-Approved by myself, offer added value to your home-shopping process. When realtors see a Fairway Mortgage-Tom Santos Pre-Approval, they know the transaction will close and close on-time!
As a Fairway Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My “Find a Loan” section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your “lender for life”.